Business Strategy
Restructuring a retail chain’s finances
Revamping financial operations to improve cash flow, and enhance profitability across multiple store locations.
A nationwide retail chain was struggling with mounting debt, rising operational costs, and disjointed financial reporting across its stores. The leadership needed a clear path to regain control, stabilize finances, and build a sustainable growth strategy. We stepped in to restructure their financial framework, implement scalable reporting systems, and significantly reduce their monthly cost burden.
Challenges
The retailer was operating without a unified financial system, leading to delayed reporting and poor visibility into individual store performance. Their high-interest debt and inefficient cost structure were putting a strain on profitability and growth potential.
Increasing debt load with unfavorable repayment terms
No consistent reporting on store-level financial performance
Lack of reliable cash flow forecasting and capital planning
Solutions
We designed a phased restructuring plan that focused on improving cash flow, reducing financial obligations, and implementing standardized systems. The approach combined strategic financial advisory with technology-driven efficiency improvements.
Developed a rolling 12-month cash flow forecast
Conducted vendor audits and eliminated redundant costs
Negotiated and restructured existing debts to improve liquidity
Results
Our intervention transformed the client’s financial operations, creating a more resilient and agile business. The restructuring led to lower monthly costs, better financial oversight, and renewed investor and internal confidence.
